Blackjack is one of
the most popular casino games and with simple
rules and great returns if you know what you're
doing its no wonder this is the case. The premise
of the game is simple...get a higher hand than the
dealer's without going over 21 and you win you
Here is how it is played…
All numbered cards are
worth face value, pictures cards are worth 10, and
the Ace is 1 or 10 - whichever produces the most
starts with the player placing a bet in their bet
Once the bet is placed, the dealer gives the
player (s) 2 cards, face up, and him/her self 2
cards, one face up, one face down.
now has a number of options, as follows:
take another card. You can hit as many times as
you want while your hand still totals less than
21. If your hand total goes over 21, you bust
and lose your bet;
i.e. do not take another card;
down": You may double your bet and receive one
more (one more only!) card;
pairs. If your first two cards of the deal are
the same value, you can split the cards and play
two hands by placing a bet of the same value as
your original bet on the second hand. So if you
split a pair of 9’s you create two separate
hands, each with a value of 9. Then you proceed
to play out each hand as you would do normally.
insurance if the dealer's face up card is an
Once the player (s) have made their choices, the
dealer will turn over their face down card. If
the dealer's hand totals 17 or higher he/she must
stand, they are not allowed to take additional
cards. If the dealer’s hand is 16 or under he/she
must hit until the hand has a value of 17 or
higher. The bust rule also applies to the dealer,
so if they hit on 15 and draw a 10, they bust.
The fact that the dealer's hand is played out last
is where one of the big house advantages lies,
since even if the dealer busts, players who have
already gone bust still lose their bet.
Live hands are compared at the end of the deal,
and all players with hands higher than the
dealer's win...all those below the dealer's lose.
If the dealer has gone bust, all live player hands
win. If you beat the dealer with a normal hand
you win even money on your bet. If you win with
Blackjack (Ace and a 10/picture) you win 3 to 2 on
One other thing you should know about is
Insurance will be offered when the dealer's face
up card is an Ace. If you take the insurance bet,
you are betting that the dealer's down card will
be a 10 (i.e. the dealer gets blackjack). The
insurance bet amount is almost always 50% of your
initial bet stake, and pays 2 to1 if you win (i.e.
the dealer gets blackjack).
So here's an example:
your initial bet stake is $100;
the dealer's up card is an Ace and insurance is
you take the insurance (i.e. answer yes to
dealer's offer to take the insurance bet) and
therefore stake $50 on the insurance bet;
Now given the above scenario:
if the dealer does get blackjack...you lose your
$100, but get 2 to 1 on the insurance bet - i.e.
$150 so the overall effect is a $50 win.
if the dealer doesn't get blackjack...you lose
your $50 insurance then play out the hand (i.e.
hit pass etc) and either win or lose the
original $100 stake.
Just a word of warning though...insurance is a
high house edge bet, so you are probably best
served by avoiding it.